Your Experian Business file drives your Intelliscore Plus, financial stability risk rating, and vendor approvals. We correct errors, remove negatives, and rebuild the profile lenders trust.
Experian Business maintains one of the three primary commercial files in the United States. Two scores drive most underwriting decisions: the Intelliscore Plus (a 1–100 predictor of serious delinquency over the next 12 months) and the Financial Stability Risk Rating (a 1–5 tier predicting business failure risk).
Both scores are calculated from public records, tradeline history, industry data, and firmographic information — most of which is pulled automatically and rarely verified. Inaccurate balances, misreported delinquencies, duplicate accounts, outdated public filings, and mismatched company data all suppress your scores.
Restoration is the process of auditing every input, disputing the inaccuracies, resolving the legitimate negatives, and pushing verified corrections through Experian's formal review process — until your file reflects the actual risk profile of your business.
We pull your complete Experian Business file and identify every factor pulling your Intelliscore and stability rating down.
You receive a prioritized action plan — which items to dispute, which to resolve, and expected score impact.
We file formal disputes through Experian's business channel — inaccurate tradelines, wrong balances, outdated records, and misreported delinquencies.
Once negatives are cleared, we help you add reporting tradelines that push your Intelliscore into approval range.
Every factor Experian uses to score your business reviewed line by line.
Inaccurate tradelines, outdated public records, and misreported balances disputed through Experian's formal process.
We work directly with reporting vendors to correct or remove entries on your Experian file.
A structured plan to move your Intelliscore and financial stability tier into approval range.
You receive documentation for every dispute filed, every update posted, and every negative removed.
Monthly progress reports so you always know exactly what's changing on your file.
Intelliscore Plus ranges from 1 to 100. Scores of 76+ are considered low risk and unlock the widest range of financing and vendor terms. Most restored files reach the 70s to 80s within 90 to 180 days.
They're completely separate files with different scoring models, different data sources, and different bureaus internally. Restoring one has no effect on the other. We only work with Experian Business.
Inquiries generally cannot be removed unless they were fraudulent or unauthorized. However, they carry far less weight than tradelines and public records — which is where restoration focuses.
Most engagements deliver measurable score improvement within 60 to 90 days, with fuller restoration completed within 4 to 6 months depending on the number and complexity of items.
Book a free Experian review. We'll pull your report, explain what's hurting your Intelliscore, and map a clear path forward.