Service

Dun & Bradstreet Restoration

Your D-U-N-S number and PAYDEX score are the first thing large enterprises, government contractors, and commercial lenders check. We restore your file so it accurately reflects a fundable business.

Overview

What your D&B file actually controls.

Dun & Bradstreet maintains a file on virtually every business in the United States, identified by a nine-digit D-U-N-S number. That file drives your PAYDEX score (how promptly you pay vendors), your Delinquency Predictor Score, your Financial Stress Score, and your Supplier Evaluation Risk rating.

Enterprise buyers, prime contractors, the federal government, commercial insurance carriers, and most B2B lenders pull your D&B file before they approve you as a vendor, borrower, or partner. A weak or inaccurate file quietly excludes you from opportunities you never even hear about.

The problem is that D&B pulls data from dozens of sources — trade references, public records, court filings, and third-party reporters — and inaccuracies pile up fast. Wrong ownership, missing tradelines, duplicate records, unreported vendors, and unresolved public filings can all suppress your scores.

Why it matters

How a weak D&B file limits your business.

  • Missed contract awards — enterprise procurement systems auto-filter by PAYDEX and financial stress score.
  • Denied vendor accounts and net-30/60 terms with suppliers who pull D&B before approval.
  • Higher commercial insurance premiums driven by inflated risk scores.
  • Reduced borrowing capacity with banks that weight D&B heavily in commercial underwriting.
  • Federal contracting eligibility issues when SAM.gov data doesn't align with your D&B record.
  • Lost partnership opportunities — potential partners routinely check D&B before signing.
Our Process

How we handle it.

01

Full File Pull

We pull your complete D&B report — PAYDEX, Delinquency Predictor, Financial Stress, and SER rating — and document every issue.

02

Correction Roadmap

You get a line-by-line breakdown of every inaccuracy, missing tradeline, and negative item — with priority and expected impact.

03

File Corrections

We file corrections, add verified tradelines, dispute negatives, and coordinate with reporting vendors to update your file.

04

Ongoing Monitoring

Monthly progress reports and ongoing file monitoring so nothing new slips onto your record unnoticed.

Deliverables

What you get.

Complete File Audit

Every data point on your D&B report reviewed — ownership, tradelines, public records, scores, and risk ratings.

Dispute Filings

Inaccurate tradelines, duplicate records, and misreported balances formally disputed through D&B's process.

Vendor Coordination

We work directly with your existing vendors to get positive payment history reporting to your D&B file.

PAYDEX Optimization

A structured plan to move your PAYDEX into the 80+ range where premium vendor terms open up.

Verified Corrections

Documentation for every dispute, every correction, and every negative removed from your file.

Ongoing Monitoring

Monthly monitoring so new negative entries are caught and disputed before they damage your score.

FAQs

Questions, answered.

How high can my PAYDEX score go after restoration?+

PAYDEX ranges from 0 to 100, with 80+ representing prompt payment and unlocking premium vendor terms. Most restored files reach 75 to 85 within 90 to 180 days when combined with active tradeline reporting.

Can you get vendors to report to D&B?+

Yes. Many vendors don't report by default. We coordinate directly with existing vendors to enroll them as D&B trade reporters, adding verified positive payment history to your file.

What if my D&B file shows the wrong ownership or wrong industry?+

These are common issues and directly affect your risk scores. We file the correct documentation with D&B to update ownership, SIC/NAICS codes, revenue, employee count, and other core identifiers.

Do you handle both D&B and other business bureaus?+

Yes. We restore Dun & Bradstreet, Experian Business, and Equifax Business files. Most engagements address all three since lenders often pull from more than one.

Ready to restore your D&B file?

Book a free D&B review. We'll pull your full report, identify every issue, and show you a clear roadmap to a fundable file.

36 years of experience • Confidential • No obligation